News & Blog

News & Blog

Lasting Power of Attorney

12 February 2019

A Lasting Power of Attorney (LPA) is a powerful legal document that enables you to give the people you trust (your Attorneys) the authority to make decisions on your behalf if you are no longer able to. These can be set up by you whilst you are well and able to make your own decisions, however, thi...

How can you give financial advice in the workplace?

19 December 2018

Financial worries can cause your Employees to bring their problems to work each day. According to Barclays, absenteeism and productivity loss from financial distress is adding an extra 4% to payroll costs for UK firms. (Barclays, 2014) The problem is, in the UK, companies don't tend to give their Em...

4 ways that inflation affects you and your family

14 December 2018

Economics has never been the coolest topic of conversation and probably not the most easy-going 'icebreaker' on a first date. Although unglamorous at times, it does dictate exactly how much money is in your pocket and what you will spend your hard-earned mon...

What is Key Person Insurance and why do you need it?

05 December 2018

Business is all about people. You'll often hear jargon such as 'business to business', “business to consumer', but ultimately, people buy from people. You can name any department in any company and people are what make everything tick, not the product or service (however good it may be)....

So what’s next for Buy-to-Let?

01 November 2018

When you buy a house to live in your priority is to turn it into a home, not a profit. It’s certainly important and you would hope that the property would increase or at least hold its market value (capital appreciation). Buying a house as a Buy-to-Let investment is a totally different beast ...

Is investing too complicated to think about?

10 October 2018

Property or the stock market? Silver or Gold? Short term or long term? Investing is never a case of putting your money into one asset class and this time next year you become a millionaire. Not only do you need to think about where to invest your money, but for how long...

Inside the mind of an investment scammer

27 September 2018

To work an entire lifetime to then have your money fraudulently taken away is nothing short of devastating, but it does unfortunately happen. New research by the FCA highlights exactly how much of a problem this has become but also offers light on exactly how to spot the dirty tricks of a potential ...

Self-Employed Mortgages – How easy are they to get?

30 August 2018

Between 2001-2016, the number of self-employed people in the UK labour market increased from 3.3 million to 4.8 million (more than 45%), contributing around one third of total employment growth in this period. (Office for National Statistics, 2017) Many people become self-employed due to a forced c...

Buying vs Renting: Which is right for you?

22 August 2018

For so long it has been a life goal for so many people to become a homeowner. “Get on the property ladder and live happily ever after,” you would easily be led to believe. Generally speaking, in 2018, owning your own home has become much harder to achieve than in previous generations. In...

HOW MUCH MONEY IS ENOUGH?

15 August 2018

There is so much we all want to do in life, now and in retirement, that it can be a scary prospect to know how much money we will need in order to do it. Life doesn’t simply go to plan and even if you were fortunate enough that it did, that wouldn’t take into account economic and social...