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  How much do I need to retire? I get asked this all the time and certainly quite a lot over recent weeks, lockdown is getting to us all. I’m sure that there will be some of you rolling your eyeballs back because you know it’s a crazy question as everyone has different lifestyles and in...
What is your Superpower?

25 February 2021

  What is your superpower? Making sense of the exciting world of retirement I believe is my superpower, don’t get me wrong I’d rather have x-ray vision or invisibility but there isn’t much call for either of these in the Employee Benefit world! A perfect example was a meet...
Yes... I am 55!

04 February 2021

  Yes….I’m 55! I talk to people every day about taking tax free cash out of their pensions, A light bulb comes on when you hit the magic number of 55, I know it does because it did with me. I woke up on my 55th birthday and amongst the ‘god I’m getting old’ tho...
The Masked Singer

26 January 2021

  The Masked Singer Happy New Year Or should it be ‘Here We Go Again’ I don’t know about you but if someone told me a year ago over the next 12 months I won’t be able to have a pint in my local, or more importantly give my loved ones a hug, (I think I’ve got that the right way aro...
  Where does our state pension rank? I know it’s the last thing on your mind at the moment, me too really, priority is keeping body and soul together right now, and albeit I’m sure COVID-19 will be with us for some months to come the vaccine provides a chink of light. So, to lighten the m...
Scare the Pants Off Them

08 October 2020

  Major Change to UK pension rules from Tuesday 6th October I get a bit tired of the “scare the pants off them” headlines especially when we sort of know it already, but that’s the way press and media work. But, it’s important to know, so here’s what they are getting at…. ...
  If you are not working from home you are maybe sat in a very empty office, like me, talking to yourself and passing the time of day. Strange times indeed but maybe some of the changes are here to stay, as companies revisit their large offices and consider the need for the large expensive spa...
  Having all sat around now in lockdown for 3 weeks or more, whether you are retired or a long way from retirement, we inevitably take a sneak peek at our pension and investment values. We know it won’t be good news but it’s just one of those don’t look at the car crash type...
  In the last week (31st March) the BBC put out the following article: Coronavirus: UK mortgage market goes into partial lockdown This is at a time where there is confusion all around, nobody knows how long the social distancing restrictions will remain in place, we’re unsure when we c...
  Deferring Rental Payments If the tenant is simply looking to defer the rental payment, with view of paying it back, then the product provider would generally need a comment from the accountant explaining what impact the current climate has had/will have on the business cash flow, and the...
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