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  Where does our state pension rank? I know it’s the last thing on your mind at the moment, me too really, priority is keeping body and soul together right now, and albeit I’m sure COVID-19 will be with us for some months to come the vaccine provides a chink of light. So, to lighten the m...
Scare the Pants Off Them

08 October 2020

  Major Change to UK pension rules from Tuesday 6th October I get a bit tired of the “scare the pants off them” headlines especially when we sort of know it already, but that’s the way press and media work. But, it’s important to know, so here’s what they are getting at…. ...
  If you are not working from home you are maybe sat in a very empty office, like me, talking to yourself and passing the time of day. Strange times indeed but maybe some of the changes are here to stay, as companies revisit their large offices and consider the need for the large expensive spa...
  Having all sat around now in lockdown for 3 weeks or more, whether you are retired or a long way from retirement, we inevitably take a sneak peek at our pension and investment values. We know it won’t be good news but it’s just one of those don’t look at the car crash type...
  In the last week (31st March) the BBC put out the following article: Coronavirus: UK mortgage market goes into partial lockdown This is at a time where there is confusion all around, nobody knows how long the social distancing restrictions will remain in place, we’re unsure when we c...
  Deferring Rental Payments If the tenant is simply looking to defer the rental payment, with view of paying it back, then the product provider would generally need a comment from the accountant explaining what impact the current climate has had/will have on the business cash flow, and the...
  In the U.K. almost 15% of our workforce are self-employed or freelancers, this is a staggering 5 million of us, many of whom contribute valuable services and support throughout the country. As a result of the Covid-19 pandemic many self-employed now face a huge challenge in being able to ...
Health, Wealth & Finance

18 December 2019

  I’ve been out and about over the last few months so It’s a while since I put pen to paper! So here goes. I attended a presentation from one of the many companies that vie for business from us and he used a throw away statement on one of his slides which was the top three things t...
With a yuletide general election looming and a conclusion to the Brexit question looking as far away as it’s ever been, you could be forgiven for imagining that all the uncertainty in the UK would be having an adverse effect in the housing market.  Whilst we have noticed a slowing of sale...
Imagine receiving a letter at some point in your life which gave you a date and the time of your death. Sad, I know, but we had a 10-minute discussion in the office about it the other day and it raised a few eyebrows. Would you live your life differently? I’m sure you would, but why? People ...
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